CF

CREATION FINANCIAL SERVICES LIMITED

Active

Company number 01091883

Solihull, England · Incorporated 23 January 1973

Air, 35 Homer Road, Solihull, B91 3QJ, England

Last updated on 20 September 2026

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors · SIC 64921

Status
Active
Company age
53 years
Company type
Private limited
Accounts
Up to date

Company history

Previous company names

SELFRIDGES FINANCE LIMITED · 23 January 1973 – 1 May 1985

SEARS FINANCIAL SERVICES LIMITED · 1 May 1985 – 7 September 1998

Company overview

CREATION FINANCIAL SERVICES LIMITED is a private limited company registered in England and Wales since its incorporation on 23 January 1973 and remains active on the register. It has changed its name 2 times, most recently from SEARS FINANCIAL SERVICES LIMITED on 1 May 1985. Its registered office is at Air, 35 Homer Road, Solihull, B91 3QJ, England. Its principal activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921).

It is controlled by Alpha Credit S A, which holds 75-100% of the shares and voting rights and has the right to appoint and remove directors. The board consists of six directors: HUNT, Stephen Andrew Robert (appointed 1 May 2006), MOORTHY, Lakshmi Krishna (appointed 1 October 2021), PARAUD, Ethel (appointed 1 October 2021), REDFERNE, Michael Stefan (appointed 30 June 2023), RAYNAUD, Anais (appointed 25 October 2023) and VERCRUYSSE, Gaetan Benoit (appointed 2 May 2026). CARSON, David Maurice serves as company secretary (appointed 1 April 2016). The company has been served by 62 former officers who have since resigned. One person with significant control is recorded as having ceased.

The company has no charges, no insolvency history and has never been liquidated. The company filed its most recent full accounts, covering the period to 31 December 2024, on 28 December 2025. The next accounts are due by 30 September 2026. Its most recent confirmation statement was made up to 30 June 2026. The next is due by 14 July 2027. 272 filings are recorded against the company at Companies House, most recently a confirmation statement filing on 2 July 2026.

Compliance

Annual accounts Up to date
Last filed
31 December 2024
Next due
30 September 2026
2 weeks left
Confirmation statement Up to date
Last filed
30 June 2026
Next due
14 July 2027
10 months left

Financial snapshot

Last accounts type
Full
Period end
31 December 2024

Detailed figures (assets, liabilities, net worth) are available in the full credit report.

Capital table

Updated on 20 September 2026
  • ALPHA CREDIT SA (100.0%)
  • BNP PARIBAS PERSONAL FINANCE S A (0.0%)
Total shares
43,702,640
Nominal value
—
AI confidence
(—%)
Data quality
-

Shareholders

Shareholder Share class Shares Shareholding Votes Voting
ALPHA CREDIT SA ORDINARY 43,702,640 100.00% 43,702,640 100.00%
BNP PARIBAS PERSONAL FINANCE S A ORDINARY 0 0.00% 0 0.00%
Total 43,702,640 100% 43,702,640 100%

Officers

VG
VERCRUYSSE, Gaetan Benoit
Director
2 May 2026
RA
RAYNAUD, Anais
Director
25 October 2023
RM
REDFERNE, Michael Stefan
Director
30 June 2023
PE
PARAUD, Ethel
Director
1 October 2021
ML
MOORTHY, Lakshmi Krishna
Director
1 October 2021
CD
CARSON, David Maurice
Secretary
1 April 2016
VB
VERVENNE, Bart
Director · Resigned
28 June 2023
FM
FAVRE, Martin Francois Lazare
Director · Resigned
17 June 2019
DK
DE KORVER, Marc
Director · Resigned
14 March 2019
CA
CABACA, Antonio Miguel
Director · Resigned
19 December 2018
VA
VERSTRAETEN, Anne Marie Odile Albertine
Director · Resigned
1 June 2018
ZG
ZEITOUN, Gilles
Director · Resigned
19 December 2017
GM
GRIFFIN, Marielle Laure
Director · Resigned
19 December 2017
SJ
SNYMAN, Johannes Jacobus
Director · Resigned
31 March 2017
AX
ANTIGLIO, Xavier
Director · Resigned
1 April 2016
VG
VAN GROENENDAEL, Alain Carmelo, Monsieur
Director · Resigned
16 February 2015
DT
DEAKIN, Tony
Director · Resigned
16 February 2015
DB
DILLY, Benoit Claude
Director · Resigned
16 February 2015
CB
CAVELIER, Benoit Patrice Stephane, Monsieur
Director · Resigned
16 February 2015
UJ
UPPAL, Jetinder Singh
Director · Resigned
16 February 2015
TS
TRAISNEL, Solange Magali Josiane, Mlle
Director · Resigned
30 January 2013
CR
CICALA, Raffaele
Director · Resigned
23 September 2011
DR
DOUCET, Rebecca
Director · Resigned
23 September 2011
DB
D'HALLUIN, Benoit
Director · Resigned
18 September 2009
PM
PHILIPPIN, Michel Rene
Director · Resigned
18 September 2009
RP
REFFAY, Philippe Andre Rene
Director · Resigned
5 January 2009
EP
ELLIOTT, Paul Andrew
Director · Resigned
1 May 2006
HR
HOLMES, Robert David
Secretary · Resigned
6 July 2004
CI
CAMPAGNE IBARCQ, Jacques
Director · Resigned
21 June 2004
GJ
GRANGER, Jean Yves
Director · Resigned
21 June 2004
LC
LORY, Chantal Denise Marie Josephe
Director · Resigned
21 June 2004
CJ
CHANAVAS, Jean Michel Albert
Director · Resigned
21 June 2004
CJ
CHARLES, Jean Pierre
Director · Resigned
21 June 2004
DJ
DARRIEU, Jean
Director · Resigned
1 June 2003
BJ
BURTON, James Anthony
Director · Resigned
1 June 2002
CB
CAVELIER, Benoit Stephane
Secretary · Resigned
8 July 1999
CC
CLIFFORD CHANCE SECRETARIES LIMITED
Corporate Secretary · Resigned
23 February 1999
VJ
VARLET, Jean-Francois
Director · Resigned
23 February 1999
BJ
BONNAFE, Jean-Laurent
Director · Resigned
23 February 1999
CJ
CAMBLIN, Jean-Louis
Director · Resigned
23 February 1999
BA
BURGI, Andre Jacques
Director · Resigned
23 February 1999
PM
PHILIPPIN, Michel Rene
Director · Resigned
23 February 1999
SL
SCHMOLL, Laurent Gerard
Director · Resigned
23 February 1999
DP
DECLA, Patrick
Director · Resigned
23 February 1999
CG
CHAURAND, Gerard
Director · Resigned
23 February 1999
RG
RENNISON, Gordon
Director · Resigned
6 July 1998
PS
PHILLIPS, Suzanne
Director · Resigned
1 July 1998
HS
HUNT, Stephen Andrew Robert
Director · Resigned
19 May 1997
SJ
SANDERSON, John, Dr
Director · Resigned
11 November 1996
CR
CLARKE, Rachel Louise
Director · Resigned
1 February 1996
MD
MCCULLOUGH, David John
Director · Resigned
9 October 1995
CI
CHESHIRE, Ian
Director · Resigned
12 May 1995
KH
KEAYS, Helen Margaret
Director · Resigned
18 April 1995
MJ
MCCULLOGH, John Stewart
Secretary · Resigned
14 July 1994
KR
KIMBERLEY, Roger James
Director · Resigned
28 February 1994
EK
ELWELL, Karen Marie
Director · Resigned
28 February 1994
KM
KING, Martyn Paul
Director · Resigned
28 February 1994
JP
JILLINGS, Peter Ronald
Director · Resigned
28 February 1994
DD
DEFTY, David Andrew
Director · Resigned
18 February 1994
SL
STRONG, Liam Gerald
Director · Resigned
8 January 1992
WT
WILLIAMS, Terry Ivan
Director · Resigned
—
AD
ALLMEY, Deborah Jane
Director · Resigned
—
DK
DOUGLAS-JONES, Keith
Director · Resigned
—
LJ
LOVERING, John David
Director · Resigned
—

Persons with significant control

PS
Alpha Credit S A
Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors
31 March 2023

Funding

0 funding rounds

No funding rounds on record.

Filing history

Confirmation Statement With No Updates
Confirmation Statement
2 July 2026 View
Change Person Director Company With Change Date
Officers
18 June 2026 View
Appoint Person Director Company With Name Date
Officers
15 May 2026 View
Accounts With Accounts Type Full
Accounts
28 December 2025 View
Confirmation Statement With No Updates
Confirmation Statement
9 July 2025 View
Change Registered Office Address Company With Date Old Address New Address
Address
13 May 2025 View
Termination Director Company With Name Termination Date
Officers
9 May 2025 View
Accounts With Accounts Type Full
Accounts
24 December 2024 View
Confirmation Statement With No Updates
Confirmation Statement
1 July 2024 View
Appoint Person Director Company With Name Date
Officers
31 October 2023 View
Appoint Person Director Company With Name Date
Officers
14 July 2023 View
Accounts With Accounts Type Full
Accounts
8 July 2023 View
Confirmation Statement With Updates
Confirmation Statement
7 July 2023 View
Appoint Person Director Company With Name Date
Officers
30 June 2023 View
Termination Director Company With Name Termination Date
Officers
7 June 2023 View
Cessation Of A Person With Significant Control
Persons With Significant Control
6 April 2023 View
Notification Of A Person With Significant Control
Persons With Significant Control
6 April 2023 View
Capital Statement Capital Company With Date Currency Figure
Capital
9 November 2022 View
Legacy
Capital
9 November 2022 View
Legacy
Insolvency
9 November 2022 View
Resolution
Resolution
9 November 2022 View
Accounts With Accounts Type Full
Accounts
3 October 2022 View
Confirmation Statement With No Updates
Confirmation Statement
30 June 2022 View
Appoint Person Director Company With Name Date
Officers
9 May 2022 View
Termination Director Company With Name Termination Date
Officers
28 February 2022 View
Termination Director Company With Name Termination Date
Officers
24 January 2022 View
Termination Director Company With Name Termination Date
Officers
13 October 2021 View
Appoint Person Director Company With Name Date
Officers
6 October 2021 View
Appoint Person Director Company With Name Date
Officers
4 October 2021 View
Accounts With Accounts Type Full
Accounts
20 September 2021 View
Confirmation Statement With No Updates
Confirmation Statement
8 July 2021 View
Termination Director Company With Name Termination Date
Officers
2 March 2021 View
Accounts With Accounts Type Full
Accounts
21 December 2020 View
Termination Director Company With Name Termination Date
Officers
1 September 2020 View
Confirmation Statement With No Updates
Confirmation Statement
6 July 2020 View
Termination Director Company With Name Termination Date
Officers
27 February 2020 View
Accounts With Accounts Type Full
Accounts
10 October 2019 View
Confirmation Statement With No Updates
Confirmation Statement
8 July 2019 View
Appoint Person Director Company With Name Date
Officers
25 June 2019 View
Appoint Person Director Company With Name Date
Officers
21 March 2019 View
Appoint Person Director Company With Name Date
Officers
28 December 2018 View
Termination Director Company With Name Termination Date
Officers
28 December 2018 View
Termination Director Company With Name Termination Date
Officers
28 December 2018 View
Accounts With Accounts Type Full
Accounts
3 October 2018 View
Confirmation Statement With No Updates
Confirmation Statement
18 July 2018 View
Termination Director Company With Name Termination Date
Officers
26 June 2018 View
Appoint Person Director Company With Name Date
Officers
5 June 2018 View
Appoint Person Director Company With Name Date
Officers
19 December 2017 View
Appoint Person Director Company With Name Date
Officers
19 December 2017 View
Termination Director Company With Name Termination Date
Officers
19 December 2017 View
Termination Director Company With Name Termination Date
Officers
19 December 2017 View
Accounts With Accounts Type Full
Accounts
4 October 2017 View
Confirmation Statement With No Updates
Confirmation Statement
18 July 2017 View
Appoint Person Director Company With Name Date
Officers
31 March 2017 View
Accounts With Accounts Type Full
Accounts
13 September 2016 View
Confirmation Statement With Updates
Confirmation Statement
15 July 2016 View
Termination Director Company With Name Termination Date
Officers
26 May 2016 View
Termination Secretary Company With Name Termination Date
Officers
6 April 2016 View
Appoint Person Secretary Company With Name Date
Officers
6 April 2016 View
Appoint Person Director Company With Name Date
Officers
6 April 2016 View
Accounts With Accounts Type Full
Accounts
3 October 2015 View
Termination Director Company With Name Termination Date
Officers
24 August 2015 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
9 July 2015 View
Termination Director Company With Name Termination Date
Officers
10 April 2015 View
Appoint Person Director Company With Name Date
Officers
3 March 2015 View
Appoint Person Director Company With Name Date
Officers
3 March 2015 View
Appoint Person Director Company With Name Date
Officers
3 March 2015 View
Termination Director Company With Name Termination Date
Officers
3 March 2015 View
Termination Director Company With Name Termination Date
Officers
3 March 2015 View
Termination Director Company With Name Termination Date
Officers
3 March 2015 View
Appoint Person Director Company With Name Date
Officers
3 March 2015 View
Appoint Person Director Company With Name Date
Officers
3 March 2015 View
Change Person Director Company With Change Date
Officers
7 July 2014 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
7 July 2014 View
Accounts With Accounts Type Full
Accounts
9 June 2014 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
24 July 2013 View
Accounts With Accounts Type Full
Accounts
10 May 2013 View
Appoint Person Director Company With Name
Officers
30 January 2013 View
Accounts With Accounts Type Full
Accounts
3 September 2012 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
18 July 2012 View
Change Person Director Company With Change Date
Officers
18 July 2012 View
Change Person Director Company With Change Date
Officers
18 July 2012 View
Termination Director Company With Name
Officers
18 July 2012 View
Change Person Director Company With Change Date
Officers
18 July 2012 View
Change Person Secretary Company With Change Date
Officers
18 July 2012 View
Termination Director Company With Name
Officers
30 January 2012 View
Appoint Person Director Company With Name
Officers
24 October 2011 View
Appoint Person Director Company With Name
Officers
21 October 2011 View
Termination Director Company With Name
Officers
20 October 2011 View
Termination Director Company With Name
Officers
20 October 2011 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
5 July 2011 View
Accounts With Accounts Type Full
Accounts
8 June 2011 View
Change Person Director Company With Change Date
Officers
14 October 2010 View
Accounts With Accounts Type Full
Accounts
6 October 2010 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
24 August 2010 View
Change Person Director Company With Change Date
Officers
24 August 2010 View
Change Person Director Company With Change Date
Officers
24 August 2010 View
Change Person Director Company With Change Date
Officers
24 August 2010 View
Change Person Director Company With Change Date
Officers
24 August 2010 View
Appoint Person Director Company With Name
Officers
18 October 2009 View
Legacy
Officers
21 September 2009 View
Legacy
Officers
21 September 2009 View
Legacy
Annual Return
14 July 2009 View
Legacy
Officers
13 July 2009 View
Legacy
Officers
13 July 2009 View
Legacy
Officers
13 July 2009 View
Legacy
Officers
13 July 2009 View
Accounts With Accounts Type Full
Accounts
4 May 2009 View
Legacy
Officers
27 March 2009 View
Legacy
Officers
16 February 2009 View
Legacy
Officers
8 January 2009 View
Legacy
Officers
15 July 2008 View
Legacy
Annual Return
14 July 2008 View
Legacy
Officers
11 July 2008 View
Legacy
Officers
11 July 2008 View
Legacy
Officers
22 May 2008 View
Accounts With Accounts Type Full
Accounts
28 April 2008 View
Resolution
Resolution
17 March 2008 View
Legacy
Capital
17 March 2008 View
Legacy
Annual Return
21 July 2007 View
Accounts With Made Up Date
Accounts
23 May 2007 View
Legacy
Officers
18 February 2007 View
Legacy
Annual Return
25 August 2006 View
Accounts With Accounts Type Group
Accounts
7 August 2006 View
Legacy
Officers
14 July 2006 View
Legacy
Officers
14 July 2006 View
Legacy
Officers
10 February 2006 View
Accounts With Accounts Type Group
Accounts
9 November 2005 View
Resolution
Resolution
30 September 2005 View
Resolution
Resolution
30 September 2005 View
Resolution
Resolution
30 September 2005 View
Legacy
Annual Return
13 July 2005 View
Accounts With Accounts Type Group
Accounts
17 August 2004 View
Legacy
Officers
13 August 2004 View
Legacy
Officers
3 August 2004 View
Legacy
Officers
3 August 2004 View
Legacy
Annual Return
3 August 2004 View
Legacy
Officers
3 August 2004 View
Legacy
Officers
3 August 2004 View
Legacy
Officers
3 August 2004 View
Legacy
Annual Return
13 May 2004 View
Legacy
Officers
17 March 2004 View
Legacy
Officers
11 March 2004 View
Legacy
Officers
25 June 2003 View
Legacy
Address
13 May 2003 View
Accounts With Accounts Type Group
Accounts
12 May 2003 View
Auditors Resignation Company
Auditors
3 March 2003 View
Legacy
Annual Return
27 July 2002 View
Legacy
Officers
25 July 2002 View
Legacy
Officers
4 July 2002 View
Accounts With Accounts Type Group
Accounts
8 May 2002 View
Legacy
Annual Return
23 August 2001 View
Accounts With Accounts Type Group
Accounts
2 July 2001 View
Accounts With Accounts Type Full Group
Accounts
28 December 2000 View
Legacy
Accounts
6 October 2000 View
Legacy
Annual Return
17 July 2000 View
Legacy
Mortgage
25 February 2000 View
Legacy
Officers
6 August 1999 View
Legacy
Officers
6 August 1999 View
Legacy
Officers
6 August 1999 View
Legacy
Officers
6 August 1999 View
Legacy
Officers
6 August 1999 View
Legacy
Officers
6 August 1999 View
Legacy
Annual Return
5 August 1999 View
Accounts With Made Up Date
Accounts
5 August 1999 View
Memorandum Articles
Incorporation
18 March 1999 View
Resolution
Resolution
18 March 1999 View
Legacy
Officers
11 March 1999 View
Legacy
Officers
11 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Accounts
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Legacy
Officers
10 March 1999 View
Certificate Change Of Name Company
Change Of Name
7 September 1998 View
Legacy
Officers
21 August 1998 View
Legacy
Annual Return
14 August 1998 View
Auditors Resignation Company
Auditors
12 August 1998 View
Legacy
Officers
12 August 1998 View
Accounts With Made Up Date
Accounts
5 August 1998 View
Legacy
Annual Return
4 February 1998 View
Legacy
Officers
4 February 1998 View
Accounts With Made Up Date
Accounts
2 December 1997 View
Legacy
Mortgage
8 October 1997 View
Resolution
Resolution
24 September 1997 View
Legacy
Officers
3 June 1997 View
Legacy
Officers
17 March 1997 View
Legacy
Officers
17 March 1997 View
Legacy
Annual Return
12 August 1996 View
Accounts With Made Up Date
Accounts
24 June 1996 View
Legacy
Officers
5 March 1996 View
Legacy
Officers
15 January 1996 View
Legacy
Officers
4 December 1995 View
Accounts With Made Up Date
Accounts
18 July 1995 View
Legacy
Annual Return
12 July 1995 View
Legacy
Officers
10 July 1995 View
Legacy
Officers
10 July 1995 View
Selection Of Documents Registered Before January 1995
Historical
1 January 1995 View
Legacy
Officers
3 November 1994 View
Legacy
Officers
3 November 1994 View
Accounts With Made Up Date
Accounts
18 August 1994 View
Legacy
Officers
1 August 1994 View
Legacy
Annual Return
28 July 1994 View
Legacy
Officers
23 May 1994 View
Legacy
Officers
30 March 1994 View
Legacy
Officers
30 March 1994 View
Legacy
Officers
30 March 1994 View
Legacy
Officers
30 March 1994 View
Legacy
Officers
20 March 1994 View
Accounts With Made Up Date
Accounts
28 October 1993 View
Legacy
Annual Return
26 July 1993 View
Legacy
Officers
3 March 1993 View
Accounts With Made Up Date
Accounts
6 October 1992 View
Legacy
Annual Return
26 June 1992 View
Legacy
Officers
25 February 1992 View
Legacy
Officers
29 January 1992 View
Accounts With Made Up Date
Accounts
22 October 1991 View
Legacy
Annual Return
11 July 1991 View
Legacy
Officers
18 June 1991 View
Accounts With Made Up Date
Accounts
3 December 1990 View
Legacy
Officers
14 November 1990 View
Legacy
Address
1 October 1990 View
Legacy
Annual Return
22 August 1990 View
Legacy
Officers
3 August 1990 View
Legacy
Officers
3 August 1990 View
Accounts With Made Up Date
Accounts
6 December 1989 View
Legacy
Capital
28 November 1989 View
Legacy
Capital
28 November 1989 View
Resolution
Resolution
28 November 1989 View
Resolution
Resolution
28 November 1989 View
Legacy
Officers
9 November 1989 View
Legacy
Officers
8 November 1989 View
Legacy
Annual Return
30 October 1989 View
Accounts With Made Up Date
Accounts
6 December 1988 View
Legacy
Officers
10 October 1988 View
Legacy
Annual Return
4 August 1988 View
Legacy
Officers
21 July 1988 View
Legacy
Officers
21 July 1988 View
Legacy
Officers
21 July 1988 View
Legacy
Officers
21 June 1988 View
Legacy
Officers
11 January 1988 View
Accounts With Made Up Date
Accounts
8 December 1987 View
Legacy
Officers
11 November 1987 View
Legacy
Officers
11 November 1987 View
Legacy
Officers
12 October 1987 View
Legacy
Annual Return
30 September 1987 View
Legacy
Officers
24 September 1987 View
Legacy
Officers
17 September 1987 View
Legacy
Officers
14 August 1987 View
Legacy
Officers
12 August 1987 View
Legacy
Officers
12 August 1987 View
Legacy
Officers
7 May 1987 View
Legacy
Officers
4 April 1987 View
Legacy
Officers
22 January 1987 View
Legacy
Officers
2 January 1987 View
Selection Of Documents Registered Before January 1987
Historical
1 January 1987 View
Legacy
Officers
19 December 1986 View
Legacy
Officers
1 November 1986 View
Legacy
Officers
2 August 1986 View
Legacy
Annual Return
10 July 1986 View
Accounts With Made Up Date
Accounts
10 July 1986 View
Legacy
Officers
26 June 1986 View
Certificate Change Of Name Company
Change Of Name
1 May 1985 View
Incorporation Company
Incorporation
23 January 1973 View
Miscellaneous
Miscellaneous
23 January 1973 View

Risk at a glance

  • Company active
  • Accounts up to date
  • Confirmation statement up to date
  • No insolvency history
  • No registered charges
  • Credit score
  • Recommended limit
  • Payment risk

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  • Detailed financial statements
  • Credit score & payment risk
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