PU

PEN UNDERWRITING LIMITED

Active

Company number 05172311

London · Incorporated 7 July 2004

The Walbrook Building, 25 Walbrook, London, EC4N 8AW

Last updated on 19 September 2026

Non-life insurance · SIC 65120

Status
Active
Company age
22 years
Company type
Private limited
Accounts
Up to date
Total raised
£15,856,776
Shares allotted
15,856,776
Latest round
14 July 2012

Company history

Previous company names

OXYGEN INSURANCE INTERMEDIARIES EMA LIMITED · 7 July 2004 – 7 October 2004

OXYGEN INSURANCE MANAGERS LIMITED · 7 October 2004 – 17 September 2008

OIM UNDERWRITING LIMITED · 17 September 2008 – 29 September 2015

Company overview

PEN UNDERWRITING LIMITED is a private limited company registered in England and Wales since its incorporation on 7 July 2004 and remains active on the register. It has changed its name 3 times, most recently from OIM UNDERWRITING LIMITED on 17 September 2008. Its registered office is at The Walbrook Building, 25 Walbrook, London, EC4N 8AW. Its principal activity is non-life insurance (SIC 65120).

It is controlled by Gallagher Holdings (Uk) Limited, which holds 75-100% of the shares and voting rights and has the right to appoint and remove directors. The board consists of 9 directors: GREEN, Simon Anthony (appointed 13 July 2017), DOWNEY, Tom (appointed 10 September 2018), COUSINS, David Michael Edwin (appointed 21 June 2021), CRAWFORD, Charles Robertson (appointed 14 March 2024), LANGLEY, Susan Carol (appointed 14 March 2024), SCOTT, Charles Douglas Knowles (appointed 14 March 2024), CLUTTERBUCK, Neil Andrew (appointed 11 March 2025), FRANCIS, Clare Louise (appointed 9 May 2025) and RUSH, David James (appointed 27 October 2025). OTTERSON, Robert James serves as company secretary (appointed 17 December 2024). The company has been served by 47 former officers who have since resigned.

The company has no charges, no insolvency history and has never been liquidated. The company filed its most recent full accounts, covering the period to 31 December 2025, on 5 June 2026. The next accounts are due by 30 September 2027. Its most recent confirmation statement was made up to 29 June 2026. The next is due by 13 July 2027. 193 filings are recorded against the company at Companies House, most recently an officers filing on 4 September 2026.

Compliance

Annual accounts Up to date
Last filed
31 December 2025
Next due
30 September 2027
13 months left
Confirmation statement Up to date
Last filed
29 June 2026
Next due
13 July 2027
10 months left

Financial snapshot

Last accounts type
Full
Period end
31 December 2025

Detailed figures (assets, liabilities, net worth) are available in the full credit report.

Capital table

Updated on 19 September 2026
  • GALLAGHER HOLDINGS (UK) LIMITED (100.0%)
  • ARTHUR J. GALLAGHER HOLDINGS (UK) LIMITED (0.0%)
Total shares
23,824,639
Nominal value
£23,824,639.000
AI confidence
(—%)
Data quality
-

Share classes

Class Allocated shares Currency Nominal value Voting Dividend Transfer Anti-dilution
ORDINARY 23,824,639 GBP £23,824,639.000
Total 23,824,639

Shareholders

Shareholder Share class Shares Shareholding Votes Voting
ARTHUR J. GALLAGHER HOLDINGS (UK) LIMITED ORDINARY 0 0.00% 0 0.00%
GALLAGHER HOLDINGS (UK) LIMITED ORDINARY 23,824,639 100.00% 23,824,639 100.00%
Total 23,824,639 100% 23,824,639 100%

Officers

RD
RUSH, David James
Director
27 October 2025
FC
FRANCIS, Clare Louise
Director
9 May 2025
CN
CLUTTERBUCK, Neil Andrew
Director
11 March 2025
OR
OTTERSON, Robert James
Secretary
17 December 2024
CC
CRAWFORD, Charles Robertson
Director
14 March 2024
SC
SCOTT, Charles Douglas Knowles
Director
14 March 2024
LS
LANGLEY, Susan Carol
Director
14 March 2024
CD
COUSINS, David Michael Edwin
Director
21 June 2021
DT
DOWNEY, Tom
Director
10 September 2018
GS
GREEN, Simon Anthony
Director
13 July 2017
PL
PATTEN, Louise Alexandra Virginia, Lady
Director · Resigned
14 March 2024
DJ
DRUMMOND-SMITH, James
Director · Resigned
14 March 2024
TC
THOMSON, Catriona Anne
Director · Resigned
12 July 2023
WN
WRIGHT, Nicholas Lloyd
Director · Resigned
29 July 2021
LM
LUCAS, Matthew
Director · Resigned
11 January 2021
BS
BRESLIN, Sarah
Director · Resigned
10 December 2020
SJ
STRUTT, Jennifer Louise
Director · Resigned
8 September 2020
BM
BREE, Michelle
Director · Resigned
18 January 2020
PP
PANICKER, Praveen
Director · Resigned
13 January 2020
BM
BELTON, Michael Vincent
Director · Resigned
19 October 2018
MS
MATSON, Simon
Director · Resigned
1 October 2018
PA
PEEL, Alistair Charles
Secretary · Resigned
10 August 2018
SC
SCOTT, Charles Douglas
Director · Resigned
9 July 2018
TJ
TURNER, Jonathan Rory
Director · Resigned
9 February 2016
RM
REA, Michael Peter
Director · Resigned
14 December 2015
RC
RICHMOND, Carol Ann
Director · Resigned
14 December 2015
NT
NEWBERY, Trevor Philip
Director · Resigned
8 December 2015
AM
ARMITAGE, Mark Nicholas
Director · Resigned
17 July 2015
CG
CHILTON, Grahame David
Director · Resigned
1 May 2015
SI
STORY, Ian Graham
Director · Resigned
29 April 2015
BA
BROWN, Adrian Peter
Director · Resigned
10 November 2014
EN
ECKERT, Neil David
Director · Resigned
20 March 2013
MW
MCGOWAN, William Lindsay
Secretary · Resigned
11 September 2012
HJ
HASTINGS-BASS, John Peter
Director · Resigned
26 October 2011
MM
MUGGE, Mark Stephen
Director · Resigned
31 August 2011
GT
GALLAGHER, Thomas Joseph
Director · Resigned
30 June 2011
LG
LASHMAR, Gary
Director · Resigned
21 January 2010
FR
FIELD, Roger Anthony
Director · Resigned
21 January 2010
CM
COOPER-MITCHELL, Michael
Director · Resigned
1 October 2008
MD
MCGURN, David Edward
Director · Resigned
16 September 2008
GJ
GALLAGHER, John Patrick
Director · Resigned
16 September 2008
OT
O'NEILL, Terry
Director · Resigned
16 September 2008
RD
ROSS, David Christopher
Director · Resigned
16 September 2008
DS
DALGARNO, Sarah
Director · Resigned
16 September 2008
BM
BARTON, Michael Keith
Director · Resigned
15 September 2008
PA
PFITZNER, Alissa Gai Pohl
Secretary · Resigned
15 September 2008
TR
TREBBLE, Richard John
Director · Resigned
21 December 2007
BT
BINKS, Tom Anthony
Director · Resigned
20 September 2007
SM
SPENCER, Michael Alan, Lord Spencer Of Alresford
Director · Resigned
17 March 2005
BJ
BENJAMIN, John
Director · Resigned
16 September 2004
SR
SANDLER, Ronald Arnon
Director · Resigned
16 September 2004
AR
ALFORD, Robert John
Director · Resigned
16 September 2004
KM
KIER, Michael Hector
Director · Resigned
16 September 2004
FS
FISHER, Sian
Director · Resigned
16 September 2004
KF
KNOBLAUCH, Franz Josef
Director · Resigned
7 July 2004
BN
BARTON, Nigel Anthony
Director · Resigned
7 July 2004

Persons with significant control

PS
Gallagher Holdings (Uk) Limited
Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors
30 September 2016

Funding

2 funding rounds
14 July 2012
Ordinary · 4,000,000 shares allotted
£4,000,000
25 July 2011
Ordinary · 11,856,776 shares allotted
£11,856,776
Total (2 rounds, 15,856,776 shares)
£15,856,776

Filing history

Change Person Director Company With Change Date
Officers
4 September 2026 View
Confirmation Statement With Updates
Confirmation Statement
2 July 2026 View
Accounts With Accounts Type Full
Accounts
5 June 2026 View
Termination Director Company With Name Termination Date
Officers
2 March 2026 View
Appoint Person Director Company With Name Date
Officers
28 October 2025 View
Memorandum Articles
Incorporation
8 October 2025 View
Resolution
Resolution
8 October 2025 View
Change Person Director Company With Change Date
Officers
2 September 2025 View
Change Person Director Company With Change Date
Officers
2 September 2025 View
Change Person Director Company With Change Date
Officers
2 September 2025 View
Accounts With Accounts Type Full
Accounts
21 July 2025 View
Confirmation Statement With No Updates
Confirmation Statement
3 July 2025 View
Appoint Person Director Company With Name Date
Officers
9 May 2025 View
Appoint Person Director Company With Name Date
Officers
11 March 2025 View
Termination Director Company With Name Termination Date
Officers
7 January 2025 View
Appoint Person Secretary Company With Name Date
Officers
23 December 2024 View
Termination Secretary Company With Name Termination Date
Officers
9 August 2024 View
Confirmation Statement With No Updates
Confirmation Statement
1 July 2024 View
Accounts With Accounts Type Full
Accounts
2 June 2024 View
Appoint Person Director Company With Name Date
Officers
19 March 2024 View
Termination Director Company With Name Termination Date
Officers
18 March 2024 View
Termination Director Company With Name Termination Date
Officers
18 March 2024 View
Appoint Person Director Company With Name Date
Officers
18 March 2024 View
Appoint Person Director Company With Name Date
Officers
18 March 2024 View
Appoint Person Director Company With Name Date
Officers
18 March 2024 View
Appoint Person Director Company With Name Date
Officers
18 March 2024 View
Termination Director Company With Name Termination Date
Officers
18 March 2024 View
Termination Director Company With Name Termination Date
Officers
18 March 2024 View
Change To A Person With Significant Control
Persons With Significant Control
2 October 2023 View
Accounts With Accounts Type Full
Accounts
11 August 2023 View
Appoint Person Director Company With Name Date
Officers
21 July 2023 View
Termination Director Company With Name Termination Date
Officers
5 July 2023 View
Confirmation Statement With No Updates
Confirmation Statement
29 June 2023 View
Accounts With Accounts Type Full
Accounts
13 September 2022 View
Confirmation Statement With No Updates
Confirmation Statement
1 July 2022 View
Termination Director Company With Name Termination Date
Officers
4 November 2021 View
Accounts With Accounts Type Full
Accounts
30 September 2021 View
Appoint Person Director Company With Name Date
Officers
3 August 2021 View
Confirmation Statement With No Updates
Confirmation Statement
2 July 2021 View
Appoint Person Director Company With Name Date
Officers
23 June 2021 View
Appoint Person Director Company With Name Date
Officers
12 January 2021 View
Termination Director Company With Name Termination Date
Officers
11 January 2021 View
Termination Director Company With Name Termination Date
Officers
8 January 2021 View
Termination Director Company With Name Termination Date
Officers
18 December 2020 View
Appoint Person Director Company With Name Date
Officers
17 December 2020 View
Change Person Director Company With Change Date
Officers
1 December 2020 View
Accounts With Accounts Type Full
Accounts
14 October 2020 View
Termination Director Company With Name Termination Date
Officers
6 October 2020 View
Appoint Person Director Company With Name Date
Officers
17 September 2020 View
Confirmation Statement With No Updates
Confirmation Statement
30 June 2020 View
Change Person Director Company With Change Date
Officers
5 June 2020 View
Termination Director Company With Name Termination Date
Officers
9 March 2020 View
Appoint Person Director Company With Name Date
Officers
22 January 2020 View
Appoint Person Director Company With Name Date
Officers
17 January 2020 View
Termination Director Company With Name Termination Date
Officers
5 November 2019 View
Accounts With Accounts Type Full
Accounts
3 October 2019 View
Confirmation Statement With No Updates
Confirmation Statement
3 July 2019 View
Appoint Person Director Company With Name Date
Officers
7 November 2018 View
Termination Director Company With Name Termination Date
Officers
5 October 2018 View
Appoint Person Director Company With Name Date
Officers
4 October 2018 View
Termination Director Company With Name Termination Date
Officers
3 October 2018 View
Accounts With Accounts Type Full
Accounts
24 September 2018 View
Appoint Person Director Company With Name Date
Officers
20 September 2018 View
Termination Secretary Company With Name Termination Date
Officers
15 August 2018 View
Appoint Person Secretary Company With Name Date
Officers
15 August 2018 View
Appoint Person Director Company With Name Date
Officers
12 July 2018 View
Termination Director Company With Name Termination Date
Officers
12 July 2018 View
Confirmation Statement With No Updates
Confirmation Statement
6 July 2018 View
Resolution
Resolution
9 March 2018 View
Termination Director Company With Name Termination Date
Officers
2 January 2018 View
Accounts With Accounts Type Full
Accounts
27 September 2017 View
Appoint Person Director Company With Name Date
Officers
19 July 2017 View
Notification Of A Person With Significant Control
Persons With Significant Control
30 June 2017 View
Confirmation Statement With Updates
Confirmation Statement
30 June 2017 View
Termination Director Company With Name Termination Date
Officers
24 January 2017 View
Termination Director Company With Name Termination Date
Officers
24 January 2017 View
Accounts With Accounts Type Full
Accounts
5 October 2016 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
29 June 2016 View
Termination Director Company With Name Termination Date
Officers
3 June 2016 View
Appoint Person Director Company With Name Date
Officers
18 February 2016 View
Appoint Person Director Company With Name Date
Officers
23 December 2015 View
Appoint Person Director Company With Name Date
Officers
23 December 2015 View
Appoint Person Director Company With Name Date
Officers
10 December 2015 View
Accounts With Accounts Type Full
Accounts
4 October 2015 View
Change Of Name Notice
Change Of Name
29 September 2015 View
Certificate Change Of Name Company
Change Of Name
29 September 2015 View
Termination Director Company With Name Termination Date
Officers
23 September 2015 View
Appoint Person Director Company With Name Date
Officers
22 July 2015 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
7 July 2015 View
Appoint Person Director Company With Name Date
Officers
6 May 2015 View
Appoint Person Director Company With Name Date
Officers
6 May 2015 View
Termination Director Company With Name Termination Date
Officers
25 March 2015 View
Termination Director Company With Name Termination Date
Officers
9 March 2015 View
Termination Director Company With Name Termination Date
Officers
13 February 2015 View
Termination Director Company With Name Termination Date
Officers
4 February 2015 View
Termination Director Company With Name Termination Date
Officers
7 January 2015 View
Termination Director Company With Name Termination Date
Officers
7 January 2015 View
Appoint Person Director Company With Name Date
Officers
11 November 2014 View
Termination Director Company With Name Termination Date
Officers
10 October 2014 View
Accounts With Accounts Type Full
Accounts
30 September 2014 View
Termination Director Company With Name Termination Date
Officers
22 August 2014 View
Termination Director Company With Name
Officers
8 July 2014 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
8 July 2014 View
Second Filing Of Form With Form Type
Document Replacement
28 January 2014 View
Change Person Director Company With Change Date
Officers
16 December 2013 View
Change Person Director Company With Change Date
Officers
16 December 2013 View
Change Person Director Company With Change Date
Officers
16 December 2013 View
Change Person Director Company With Change Date
Officers
13 December 2013 View
Change Person Director Company With Change Date
Officers
13 December 2013 View
Change Person Director Company With Change Date
Officers
13 December 2013 View
Capital Allotment Shares
Capital
6 December 2013 View
Accounts With Accounts Type Full
Accounts
1 October 2013 View
Change Registered Office Address Company With Date Old Address
Address
19 August 2013 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
29 July 2013 View
Second Filing Of Form With Form Type
Document Replacement
26 July 2013 View
Termination Director Company With Name
Officers
28 June 2013 View
Capital Allotment Shares
Capital
7 June 2013 View
Appoint Person Director Company With Name
Officers
5 April 2013 View
Change Person Director Company With Change Date
Officers
11 December 2012 View
Accounts With Accounts Type Full
Accounts
3 October 2012 View
Termination Secretary Company With Name
Officers
13 September 2012 View
Appoint Person Secretary Company With Name
Officers
13 September 2012 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
7 August 2012 View
Capital Allotment Shares
Capital
17 July 2012 View
Appoint Person Director Company With Name
Officers
14 November 2011 View
Accounts With Accounts Type Full
Accounts
3 October 2011 View
Termination Director Company With Name
Officers
12 September 2011 View
Appoint Person Director Company With Name
Officers
9 September 2011 View
Appoint Person Director Company With Name
Officers
2 August 2011 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
1 August 2011 View
Capital Allotment Shares
Capital
27 July 2011 View
Resolution
Resolution
11 July 2011 View
Termination Director Company With Name
Officers
20 January 2011 View
Accounts With Accounts Type Full
Accounts
1 October 2010 View
Change Person Director Company With Change Date
Officers
30 July 2010 View
Change Person Director Company With Change Date
Officers
30 July 2010 View
Change Person Director Company With Change Date
Officers
30 July 2010 View
Change Person Director Company With Change Date
Officers
30 July 2010 View
Annual Return Company With Made Up Date Full List Shareholders
Annual Return
30 July 2010 View
Appoint Person Director Company With Name
Officers
15 February 2010 View
Appoint Person Director Company With Name
Officers
3 February 2010 View
Accounts With Accounts Type Full
Accounts
4 November 2009 View
Legacy
Annual Return
13 July 2009 View
Legacy
Officers
10 December 2008 View
Auditors Resignation Company
Auditors
4 November 2008 View
Legacy
Address
30 October 2008 View
Legacy
Officers
21 October 2008 View
Legacy
Officers
21 October 2008 View
Legacy
Officers
21 October 2008 View
Legacy
Officers
21 October 2008 View
Legacy
Officers
21 October 2008 View
Legacy
Officers
25 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Officers
23 September 2008 View
Legacy
Address
23 September 2008 View
Certificate Change Of Name Company
Change Of Name
17 September 2008 View
Accounts With Accounts Type Full
Accounts
10 September 2008 View
Legacy
Annual Return
29 July 2008 View
Legacy
Address
12 June 2008 View
Legacy
Officers
20 February 2008 View
Legacy
Officers
19 February 2008 View
Legacy
Officers
8 January 2008 View
Accounts With Accounts Type Full
Accounts
9 October 2007 View
Legacy
Officers
2 October 2007 View
Legacy
Officers
10 August 2007 View
Legacy
Officers
11 July 2007 View
Legacy
Annual Return
11 July 2007 View
Legacy
Address
17 April 2007 View
Accounts With Accounts Type Full
Accounts
28 July 2006 View
Legacy
Annual Return
20 July 2006 View
Legacy
Address
2 December 2005 View
Legacy
Annual Return
24 August 2005 View
Accounts With Accounts Type Full
Accounts
11 August 2005 View
Legacy
Officers
22 April 2005 View
Legacy
Address
7 February 2005 View
Legacy
Accounts
14 December 2004 View
Legacy
Officers
22 November 2004 View
Legacy
Capital
4 November 2004 View
Legacy
Capital
4 November 2004 View
Resolution
Resolution
4 November 2004 View
Resolution
Resolution
4 November 2004 View
Resolution
Resolution
4 November 2004 View
Legacy
Officers
12 October 2004 View
Legacy
Officers
12 October 2004 View
Legacy
Officers
12 October 2004 View
Legacy
Officers
12 October 2004 View
Certificate Change Of Name Company
Change Of Name
7 October 2004 View
Incorporation Company
Incorporation
7 July 2004 View

Risk at a glance

  • Company active
  • Accounts up to date
  • Confirmation statement up to date
  • No insolvency history
  • No registered charges
  • Credit score
  • Recommended limit
  • Payment risk

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